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Showing posts from March, 2023

Does Car Insurance Cover Engine Problems? Find out here

I've always say that car insurance is a crucial aspect of owning a vehicle, providing financial protection against various risks. However, when it comes to engine problems, many car owners wonder whether their insurance policy will come to the rescue. In this article, we delve into the intricate details of car insurance coverage and explore whether engine problems fall under its purview. Understanding Comprehensive Coverage To determine whether car insurance covers engine problems, we must first understand the different types of coverage. Comprehensive coverage is an optional add-on that protects against non-collision events such as theft, vandalism, fire, or natural disasters. While it may seem like engine problems could fall under this category, comprehensive coverage typically excludes mechanical breakdowns. The Role of Collision Coverage Collision coverage, another optional add-on, pays for damages to your vehicle resulting from a collision with another object or vehicle. Howev

When do you add child to car insurance? Find out here

When do you add a child to car insurance? You will get to find that out right here. As a responsible parent, ensuring the safety and security of your child is a top priority. When your teenager starts driving or obtains a driver's license, it's essential to consider adding them to your car insurance policy. Understanding the factors that influence the right time to add your child to your car insurance can help you make informed decisions that protect both your child and your finances. In this article, we'll explore when and why you should add your child to your car insurance policy. Legal Requirements and Licensing The timing of when to add your child to your car insurance often coincides with their driver's license acquisition. While requirements may vary by jurisdiction, most states and countries mandate that drivers carry auto insurance. Once your child obtains their driver's license, they are legally required to have insurance coverage while driving. Household F